Banking Built Around Your Community
Sascu delivers checking, savings, lending, and digital banking services designed for the people and businesses that make neighborhoods thrive.
Personal Checking
Free checking with no monthly maintenance fees, unlimited transactions, and access to 40,000+ surcharge-free ATMs nationwide.
Explore checking options →Savings & CDs
Competitive APY on savings accounts and certificates of deposit. Start building your future with as little as $50.
View savings rates →Mortgage Loans
Fixed-rate, adjustable-rate, FHA, and VA mortgages with local underwriting that understands your market.
See mortgage options →Business Checking
Tailored checking solutions for small businesses through mid-market enterprises, with cash management tools built in.
Compare business accounts →SBA Lending
Preferred SBA lender with 7(a), 504, and microloan programs. Our specialists guide you from application through funding.
Learn about SBA loans →Merchant Services
Point-of-sale systems, payment processing, and e-commerce integration with transparent pricing and next-day settlement.
Discover merchant solutions →Online Banking
Full account management from any browser — check balances, transfer funds, pay bills, and deposit checks remotely.
Access online banking →Mobile App
Deposit checks, send money with Zelle, freeze your debit card, and track spending right from your phone.
Get the mobile app →Wire Transfers
Send domestic and international wires securely through your Sascu online banking dashboard with real-time tracking.
Send a wire transfer →Everything Your Finances Need
Secure Digital Banking Platform
Sascu online banking uses multi-factor authentication, 256-bit encryption, and real-time fraud monitoring to protect every transaction. Log in from any device with confidence that your data stays private.
View our security measures →Home Financing That Makes Sense
Whether you're buying your first home, refinancing for a lower rate, or tapping equity for renovations, Sascu mortgage advisors work with you one-on-one to find the right loan structure.
Explore mortgage options →Bank Anywhere With the Sascu App
Check balances, deposit checks with mobile capture, pay bills, and set account alerts — all from the Sascu mobile banking app available for iOS and Android.
Download the app →Treasury Management for Growing Businesses
Sascu business banking includes cash flow forecasting, ACH origination, positive pay, and liquidity management tools designed for companies with complex financial operations.
See treasury solutions →Auto Loans With Competitive Rates
Finance a new or used vehicle through Sascu with fixed rates starting at competitive APRs. Pre-approval available online so you can shop with confidence.
Check auto loan rates →Certificates of Deposit and IRAs
Lock in guaranteed returns with Sascu CD terms from 3 months to 5 years. Pair CDs with an IRA for tax-advantaged retirement growth managed locally.
View current CD rates →Sascu handled our mortgage with genuine care — the loan officer walked us through every document and closed in under 30 days.
— Maria Castellano, Owner, Castellano Floral Design, Tempe AZ
Switching our business accounts to Sascu cut our monthly fees by half while giving us better cash management tools.
— James Whitfield Jr., General Contractor, Whitfield Construction Group, Knoxville TN
I've banked with Sascu for twelve years. When our practice needed expansion financing, they approved our loan within a week.
— Dr. Priya Narayanan, Pediatrician, Sunrise Pediatrics, Plano TX
The Sascu mobile app lets me deposit checks from home. As a retiree who doesn't drive much, that convenience matters.
— Robert Kellerman, Retired Educator, Cleveland OH
Whether you need personal checking accounts with no hidden fees, high-yield savings to grow your emergency fund, or mortgage financing with competitive rates, Sascu has banking solutions that fit your life. Our online banking platform gives you 24/7 access to your money from anywhere, and the Sascu login portal uses multi-factor authentication to keep your information secure.
Business owners trust Sascu for business checking, SBA loan programs, commercial real estate financing, and merchant payment processing. Our treasury management platform supports growing enterprises with cash flow tools and ACH automation. Explore auto loans for your next vehicle, CD rates for guaranteed returns, and personal loans for life's unexpected expenses — all from a community bank that reinvests locally.
Frequently Asked Questions
How do I open a Sascu personal checking account?
You can open a Sascu personal checking account online in about ten minutes. Visit the personal checking page, choose the account that fits your needs, and complete the application with your Social Security number, a government-issued ID, and a minimum opening deposit of $25. Sascu also offers in-person account opening at any of our 47 branch locations. Once your account is active, you can sign in to Sascu online banking to manage your new account immediately.
What mortgage options does Sascu offer?
Sascu provides conventional fixed-rate mortgages, adjustable-rate mortgages (ARMs), FHA loans, VA loans, USDA rural housing loans, and jumbo mortgages. Our local underwriting team understands regional property values and can often close faster than national lenders. Visit the mortgage loans page to compare rates and begin a pre-qualification that does not affect your credit score. Sascu also offers home equity lines of credit and cash-out refinancing for current homeowners.
Are Sascu savings accounts FDIC insured?
Yes, all Sascu deposit accounts — including checking, savings, money market, and certificates of deposit — are insured by the Federal Deposit Insurance Corporation (FDIC) up to the maximum allowed by law, currently $250,000 per depositor per account ownership category. For additional information about FDIC coverage limits, visit fdic.gov. Sascu has maintained FDIC insurance continuously since our founding, providing depositors with full protection on their balances.
How does Sascu SBA lending work for small businesses?
Sascu is an SBA Preferred Lender, which means we can approve SBA 7(a) and 504 loans in-house without waiting for SBA review — often cutting weeks off the funding timeline. Loan amounts range from $50,000 to $5 million for working capital, equipment purchases, real estate acquisition, and business expansion. Our SBA loans page details eligibility requirements, current rates, and the documents you'll need to apply. A Sascu business banking specialist will guide you through the entire process from application to closing.
What cash management tools come with Sascu business checking?
Sascu business checking accounts include ACH origination and receipt, wire transfer capabilities, remote deposit capture, positive pay fraud protection, account reconciliation services, and detailed transaction reporting. Larger businesses can access our treasury management platform with cash flow forecasting, sweep accounts, and multi-user access controls. Our merchant services integrate directly with your checking account for unified cash flow visibility.
Does Sascu offer commercial real estate loans for investment properties?
Yes, Sascu finances owner-occupied and investment commercial real estate including office buildings, retail centers, industrial warehouses, multi-family properties (5+ units), and mixed-use developments. Loan terms range from 5 to 25 years with fixed and variable rate options. Our commercial real estate page outlines property types, LTV limits, and the documentation required for underwriting. Sascu's commercial lending team has funded over $400 million in CRE transactions across the region.
How do I sign in to Sascu online banking for the first time?
To complete your Sascu login for the first time, visit the Sascu online banking sign-in page and click "Enroll Now." You'll need your account number (found on your welcome letter or statement), your Social Security number, and your date of birth. After verifying your identity, you'll create a username and password plus set up multi-factor authentication via text message or authenticator app. For step-by-step guidance, see our secure sign-in guide. If you encounter issues during the Sascu online banking sign in process, contact customer support at (866) 729-4728.
What can I do with the Sascu mobile banking app?
The Sascu mobile banking app for iOS and Android lets you deposit checks by photographing them, transfer funds between Sascu accounts and to external banks, pay bills, send money with Zelle, view eStatements, set up account alerts for low balances and large transactions, freeze and unfreeze your debit card, locate nearby ATMs, and initiate wire transfers. You can also manage your bill pay schedule and view spending insights with automatic transaction categorization. Download the app from the mobile banking page.
Is Sascu online banking safe to use on public Wi-Fi?
While Sascu online banking uses 256-bit TLS encryption and multi-factor authentication that protects your data in transit, we recommend avoiding public Wi-Fi for financial transactions whenever possible. If you must use a public network, always verify you're on the official Sascu online banking login page (check for the lock icon in your browser), enable your device's firewall, and never save your password on a shared device. For a full overview of Sascu security practices including our fraud monitoring systems and customer protection guarantees, visit the digital safety page.